How to Optimize Your Investment Portfolio Using AI Investing Tools?

Investing 101

Investing 101

Investing 101

Apr 16, 2025

Investing has changed drastically over the years. Gone are the days when investors, beginners, were mainly used to relying solely on human intuition and gut feelings. Artificial intelligence (AI) is changing the game in many ways. Automated AI investing is making decision-making smarter, faster, and more precise. AI-powered tools analyze data, assess risks in real-time, and even automate trades, helping investors make sharper decisions. Be it seasoned investors or beginners everyone can benefit from investing using AI.

In India, retail investing is growing at an incredible pace. Platforms like MyFi are leading this transformation. Here is what it does.  MyFi helps investors maximize returns while keeping risks in check, and this is achieved by combining AI-driven insights with expert financial guidance,

Using AI For Investing: A Game-Changer in India

In India, AI expenditure reached US$665 million in 2018 and is expected to reach US$11.78 billion by 2025, with a CAGR of 39% from 2019-2025. 

Additionally, NASSCOM's AI Adoption Index also indicates a positive trend. Stating that India's AI market is expected to grow at a 25-35% CAGR by 2027.

Evidently, AI is making strong strides in every imaginable arena. The same applies to the investment sector as well. 

There are over 175 million Demat accounts in India. Also, in the last five years, a 400% rise in retail stock market participation has been seen. As the investment landscape is changing people are looking for smarter, automated investing tools to help ease the process and also mitigate risks. That’s where MyFi comes in. It is an AI-powered platform that gives Indian investors a competitive edge with intelligent portfolio management.

Why Automated AI Investing Matters for Your Investment Portfolio?

Traditional investing strategies are often limited by human bias, slow decision-making, and limited access to data. Using AI for investing eliminates these barriers and brings in precision, speed, and real-time analysis. Here’s how:

1. Smarter Portfolio Optimization

AI can analyze massive amounts of financial data, spotting patterns and trends you might miss. MyFi’s Portfolio Guidance feature scores your portfolio and provides insights on how to improve returns while reducing risk.

2. Real-Time Market Monitoring

Market volatility is unavoidable, which might cause you to miss critical moments, leading to lost opportunities. MyFi solves this for you. It tracks market movements 24/7, ensuring you get instant alerts to take quick action, whether it’s locking in profits or avoiding losses.

3. Automated Trading and Smart Recommendations

Want to know how to trade with AI? MyFi’s AI algorithms analyze stock performance, news sentiment, and economic trends to suggest real-time buy and sell actions—keeping you ahead of the curve.

4. Personalized Risk Assessment

Investing using AI isn’t just about making money. It’s about managing risk smartly so that you make minimal losses in times of market volatility. MyFi customizes investment strategies based on your risk tolerance, financial goals, and market exposure. Thus enabling you to invest with confidence.

5. Easy Access to Liquidity

The need for liquid cash might arrive unexpectedly at times. Ever been in a fix where you needed cash but didn’t want to sell off your investments? MyFi helps you glide through situations like these through loans against mutual funds. This gives you instant liquidity without disrupting your portfolio. Your investments remain untouched, yet you have the cash you need.

6. No More Emotional Investing

Many investors panic-sell when markets crash or chase stocks when they’re overpriced. AI removes emotional bias, ensuring every decision is based on data, analytics, and probability models.

7. Predictive Analytics for Smarter Moves

AI-powered tools like MyFi analyze historical data to forecast market trends. This could help you identify and leverage opportunities before they go mainstream.

8. Cost-Effective and Efficient Investing

Traditional financial advisors might end up charging substantially for their service. However, AI-powered platforms like MyFi provide strategic investment advice at a fraction of the cost. This makes AI investing an excellent, cost-effective option for both beginners and experienced traders who don’t want to spend a bomb.

9. Customizable Strategies for Different Investors

Regardless of the experience you hold, there is something for everyone. Here’s how: whether you're a long-term investor looking for steady growth or a short-term trader seeking quick profits, MyFi tailors its AI recommendations to suit your unique investment style and goals. 

How to Use AI to Invest with MyFi? The Future of Smart Wealth Management

With SEBI tightening regulations around investment advisory services, platforms like MyFi ensure compliance and security while offering AI-powered financial guidance. As India’s digital transformation continues, AI-driven investing will soon be the standard. Investing in AI sounds complex, but MyFi makes it simple. Here’s how:

Step 1: Assess Your Portfolio

Sign up on MyFi and check your Portfolio Score to see how your investments are performing. AI-driven insights will highlight areas for improvement and optimization.

Step 2: Get Smart Investment Recommendations

MyFi’s AI suggests which assets to buy, hold, or sell based on your risk profile and real-time market conditions. No bias, no guesswork, only smart recommendations.

Step 3: Automate and Monitor Your Investments

Let AI handle the hard work! MyFi tracks market trends, news, and financial reports, ensuring your investments stay on the right track.

Step 4: Trade with AI & Access Liquidity Fast

Looking for AI-driven trading insights? MyFi provides data-backed stock and mutual fund recommendations. Need cash? MyFi’s instant liquidity option lets you get money without disturbing your investments.

Step 5: Stay Ahead with AI-Driven Insights

Changes in market trends happen at a very rapid rate, but MyFi keeps you updated, aiding strategic decision-making. With news alerts, market sentiment analysis, and macroeconomic updates, you can always expect to stay ahead and make informed decisions when the time is right.

Experience the Power of AI-Driven Investing with MyFi

AI is changing the way Indians invest. Whether you're just starting or already an experienced investor, MyFi can be your perfect partner regardless.

Want to experience AI-driven investing? Download MyFi today and go about investing like never before. MyFi’s AI-powered tools help you automate trading, manage risks, and optimize your portfolio seamlessly.

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FAQs

1. Is AI investing safe?

Absolutely! Platforms like MyFi are AI-powered and effectively use data-driven strategies to minimize risks and optimize returns. However, it's always advised to invest wisely, as no investment is completely risk-free.

2. Can AI predict stock market trends accurately?

AI can identify trends with high accuracy by analyzing huge amounts of data. However, no tool can predict the market with 100% certainty. AI undoubtedly enhances decision-making.

3. Do I need financial knowledge to use AI investing tools?

Not at all! MyFi is designed for both beginners and experienced investors. The AI simplifies complex data and provides easy-to-understand recommendations.

4. Can AI help with short-term trading?

Yes! MyFi’s AI analyzes real-time data, news, and market trends to provide actionable buy/sell signals, making it a powerful tool for short-term traders.

5. How does MyFi help in managing investment risks?

With MyFi, you don’t have to take unnecessary risks. Additionally, it helps maximize potential returns. This is done by evaluating your risk tolerance, diversifying your portfolio, and providing data-backed recommendations.

Charu Dwivedi

Charu Dwivedi is a finance content writer at MyFi, where she breaks down market trends and AI-driven investment strategies, making finance accessible for all investors.

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Account Aggregators

Address: 601, Pinnacle House Plot No 604, TPS III Bandra, P.D. Hinduja Road, Bandra West, Mumbai, 400050. CIN: U62099MH2023PTC409470

MyFi Fintech Advisory Services Private Limited - Investment Advisory Unit (Separately Identifiable Unit) : is the holding Company which is registered with Securities Exchange Board of India as an investment advisor under SEBI (Investment Advisors) Regulations, 2013 ("IA regulations") vide registration no. INA000019099 and is in the services and/or products, related to all kinds of financial/ financial technology services, by using technology or otherwise, including but not limited to wealth management, financial technologies, investment advisory services, financial advice, financial analytics, and financial information.


MyFi Fintech Advisory Services Private Limited - Investment Advisory Unit (Separately Identifiable Unit) Trade Name: MyFi. SEBI RIA Registration No: INA000019099. BASL Registration No: 1936. Type of Registration: Non-Individual. Validity of registration: May 6, 2024 - Perpetual. Address: 601, 6th Floor, Pinnacle House Plot No 604,TPS III Bandra, P.D. Hinduja Road, Bandra West, Mumbai, 400050. Corresponding SEBI local office address: Securities and Exchange Board of India, SEBI Bhavan II, Plot No: C7, "G" Block, Bandra Kurla Complex, Bandra (East), Mumbai-400051. Principal Officer details: Mr. Uttung Bharat Malkan, Email id: principal.officer@askmyfi.com; Compliance Officer: Mr. Kiran Padman Nambiar, Email id: compliance.officer@askmyfi.com. Contact No. 9867767406.


Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.


MyFi Fintech Advisory Services Private Limited makes no warranties or representations, express or implied, on products and services offered through the platform. It accepts no liability for any damages or losses, however, caused in connection with the use of, or on the reliance of its advisory or related services.

MYFI IS A

PRODUCT

© MyFi Fintech Advisory. All rights reserved.

256-bit encryption

keeps your data secure

We use RBI approved

Account Aggregators

Address: 601, Pinnacle House Plot No 604, TPS III Bandra, P.D. Hinduja Road, Bandra West, Mumbai, 400050.

CIN: U62099MH2023PTC409470

MyFi Fintech Advisory Services Private Limited - Investment Advisory Unit (Separately Identifiable Unit) : is the holding Company which is registered with Securities Exchange Board of India as an investment advisor under SEBI (Investment Advisors) Regulations, 2013 ("IA regulations") vide registration no. INA000019099 and is in the services and/or products, related to all kinds of financial/ financial technology services, by using technology or otherwise, including but not limited to wealth management, financial technologies, investment advisory services, financial advice, financial analytics, and financial information.


MyFi Fintech Advisory Services Private Limited - Investment Advisory Unit (Separately Identifiable Unit) Trade Name: MyFi. SEBI RIA Registration No: INA000019099. BASL Registration No: 1936. Type of Registration: Non-Individual. Validity of registration: May 6, 2024 - Perpetual. Address: 601, 6th Floor, Pinnacle House Plot No 604,TPS III Bandra, P.D. Hinduja Road, Bandra West, Mumbai, 400050. Corresponding SEBI local office address: Securities and Exchange Board of India, SEBI Bhavan II, Plot No: C7, "G" Block, Bandra Kurla Complex, Bandra (East), Mumbai-400051. Principal Officer details: Mr. Uttung Bharat Malkan, Email id: principal.officer@askmyfi.com; Compliance Officer: Mr. Kiran Padman Nambiar, Email id: compliance.officer@askmyfi.com. Contact No. 9867767406.


Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.


MyFi Fintech Advisory Services Private Limited makes no warranties or representations, express or implied, on products and services offered through the platform. It accepts no liability for any damages or losses, however, caused in connection with the use of, or on the reliance of its advisory or related services.

MYFI IS A

PRODUCT

© MyFi Fintech Advisory. All rights reserved.

256-bit Encryption for added security

We use RBI approved Account Aggregators

Address: 601, Pinnacle House Plot No 604, TPS III Bandra, P.D. Hinduja Road, Bandra West, Mumbai, 400050. CIN: U62099MH2023PTC409470

MyFi Fintech Advisory Services Private Limited - Investment Advisory Unit (Separately Identifiable Unit) : is the holding Company which is registered with Securities Exchange Board of India as an investment advisor under SEBI (Investment Advisors) Regulations, 2013 ("IA regulations") vide registration no. INA000019099 and is in the services and/or products, related to all kinds of financial/ financial technology services, by using technology or otherwise, including but not limited to wealth management, financial technologies, investment advisory services, financial advice, financial analytics, and financial information.


MyFi Fintech Advisory Services Private Limited - Investment Advisory Unit (Separately Identifiable Unit) Trade Name: MyFi. SEBI RIA Registration No: INA000019099. BASL Registration No: 1936. Type of Registration: Non-Individual. Validity of registration: May 6, 2024 - Perpetual. Address: 601, 6th Floor, Pinnacle House Plot No 604,TPS III Bandra, P.D. Hinduja Road, Bandra West, Mumbai, 400050. Corresponding SEBI local office address: Securities and Exchange Board of India, SEBI Bhavan II, Plot No: C7, "G" Block, Bandra Kurla Complex, Bandra (East), Mumbai-400051. Principal Officer details: Mr. Uttung Bharat Malkan, Email id: principal.officer@askmyfi.com; Compliance Officer: Mr. Kiran Padman Nambiar, Email id: compliance.officer@askmyfi.com. Contact No. 9867767406.


Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.


MyFi Fintech Advisory Services Private Limited makes no warranties or representations, express or implied, on products and services offered through the platform. It accepts no liability for any damages or losses, however, caused in connection with the use of, or on the reliance of its advisory or related services.

MYFI IS A

PRODUCT

© MyFi Fintech Advisory. All rights reserved.